How MariBank Referral, Rewards, and Load Rebates Work
Digital banking platforms often provide referral and rewards programs to encourage users to explore their services responsibly. MariBank offers referral incentives and additional rebate features through its mobile application.
This article explains how MariBank’s referral rewards, deposit requirements, and load rebate features generally work, based on how these programs are presented within the app.
Overview of MariBank Referral Rewards
MariBank’s referral program allows existing users to invite others to open an account using a referral code or referral link. When all stated conditions are met, both parties may become eligible to receive promotional rewards.
During certain promotional periods, the app displays the following reward values:
- Referrer (the one who invites): may earn up to PHP 100
- Referred user (the one invited): may earn up to PHP 150
These reward amounts depend on the active campaign and are subject to MariBank’s terms and verification process.
Referral Reward Requirements
To become eligible for referral rewards, the following steps are generally required:
- The invited user must register for a MariBank account using a valid referral code or referral link, either through the MariBank app or where applicable via Shopee.
- The invited user must complete account activation and verification.
- A first-time deposit of at least PHP 1000 is required, coming from a supported e-wallet or bank.
- The deposited amount must remain in the account for a holding period of at least 3 days, as shown in the promotion details.
- The invited user must log in to the MariBank app to complete eligibility checks.
Only after all conditions are completed does a referral reward become eligible for review and possible crediting.
How Referral Rewards Are Credited
Referral rewards are not credited instantly. A waiting period is usually applied to allow MariBank to:
- Verify the deposited funds
- Confirm the holding period
- Prevent misuse or duplicate accounts
Once verification is complete, eligible rewards may be credited to the respective accounts.
Understanding Load Rebates and Network Promotions
Aside from referral rewards, MariBank also offers rebates for selling or purchasing prepaid load for various mobile networks.
Based on in-app information, the load rebate feature typically works as follows:
- Users can purchase or sell prepaid load for supported networks
- A rebate is applied per transaction, depending on the network
- Rebate rates may vary per promotion and network provider
These rebates are designed to encourage regular app usage and may change depending on current campaigns.
Important Notes About Rewards and Rebates
- Reward amounts are promotional and not guaranteed
- Deposit requirements and holding periods may change
- Rebates depend on network availability and campaign rules
- Terms and conditions always apply
Users are encouraged to review current promotion details inside the MariBank app before participating.
Optional: Using a Referral Code or Link
Some users may choose to register using a referral code or referral link. Participation in referral programs is optional and does not affect standard account features.
Referral Code: RA912133
Referral Link: REGISTER HERE.
Using a referral code may allow participation in active promotions, subject to eligibility and verification.
Final Thoughts
MariBank’s referral rewards and load rebate features are structured to promote responsible usage of digital banking services.
Understanding the requirements, limitations, and timelines helps users set realistic expectations.
Disclaimer: This article is for informational purposes only. Reward amounts, deposit requirements, rebates, and promotions may change at any time. Always refer to official MariBank sources and in-app details for the most accurate information.
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